Planning & Budgeting
A plan you will actually keep
Budgets fail when they are built on guesses. Finzla starts from what your accounts already show, so the plan begins with the truth.
How it helps
Planning from real numbers
Start from what you actually spend
Categories come from your own transactions, so the starting point is your spending rather than an average household's.
Account for what is already committed
Recurring commitments are separated out first, because the money that is already spoken for is not the money you are planning with.
Work it out before you commit
Calculators let you test a change — a new commitment, a different repayment — against your own figures rather than a rule of thumb.
Adjust as things change
A plan is a living thing. Reviewing weekly rather than at month-end is what stops a small drift becoming a shortfall.