From scattered accounts to a clear picture
Three steps, no switching and no money movement. Here is what happens between connecting an account and understanding what it says.
How Finzla Works
Three simple steps to smarter financial behaviour
Good morning
Amara
₦6,344.34
Zenith Bank
Guaranty Trust Bank
Kuda Bank3 connected₦3,200.00
₦1,842.60
Where it went
- Groceries₦162.30
- Utilities₦113.20
- Pharmacy₦87.20
- Dining₦68.50
- Airtime₦68.50
Connect an account
Read-only access- Zenith BankZenith Bank
- Guaranty Trust BankGuaranty Trust Bank
- Kuda BankKuda BankLinking…
Access BankAccess BankConnect
MoniepointMoniepointConnect
Finzla never holds or moves your money. Disconnect any account at any time.
- 1
Secure Bank Connection/Statement Upload
Safely connect your bank accounts with read-only access.
- 2
Clear Financial Picture
See income, spending, and commitments together for a more complete view.
- 3
Timely Prompts
Receive useful prompts to help you stay on track and avoid common financial pitfalls.
What happens at each step
The steps above are the short version. This is what each one actually involves.
You choose what to share
Nothing is read until you connect an account and approve it. You can also skip connection entirely and upload a statement or enter transactions by hand.
Access is read-only
The connection can see transactions and balances. It cannot move funds, make payments or change anything at your bank — that capability is not part of what is granted.
Transactions are organised
Entries are grouped into categories and recurring commitments are identified, so the raw feed becomes something you can reason about.
You stay in control
Disconnect an account, delete imported bank data on its own, or close your Finzla account entirely. The choice is reversible in both directions.