See your money clearly, without changing banks
Finzla brings the accounts you already have into one view, explains what it finds, and helps you plan what comes next. Your money stays exactly where it is.
Make more confident decisions.
With a clearer understanding of your finances.
- Know where your money is going
- Stay ahead of upcoming expenses
- Avoid unexpected shortfalls
- Build consistency over time
Your prompts
You’ve spent more on Eating Out this month than last.
Coming up
Next 7 days- 1RentDue 1 Jun₦1,200.00
- 4Mobile planDue 4 Jun₦24.00
- 6StreamingDue 6 Jun₦10.99
Prompts are reminders, not advice. You decide what to do next.
Your money stays with your bank. Finzla simply helps you use it better.
Six capabilities, not one
Finzla is not a budgeting app with extras bolted on. Budgeting is one of these six, and for many people it is not even the one that helps most.
Financial visibility
The accounts you choose to connect — or a statement you upload — brought into a single view, so your money stops being spread across apps you have to remember to check.
Spending insights
Transactions grouped into categories, so a month of spending reads as a handful of patterns rather than hundreds of lines. Categories can be corrected, and corrections stick.
Recurring commitments
Subscriptions, standing orders and repeat payments identified and surfaced ahead of time, so the thing that quietly renewed does not arrive as a surprise.
Planning and budgeting
One capability among these, built on what you actually spend. Committed costs are separated out first, because money already spoken for is not money you are planning with.
Financial education
Short lessons and calculators sitting next to your own numbers, so guidance is about your situation rather than a generic example.
Access to third-party services
Where relevant, Finzla can show you financial products and services offered by third-party providers. Finzla does not provide, own or operate them — see the note below.
What Finzla is, and what it is not
What Finzla does
- Reads the accounts you choose to connect, with your permission
- Groups and explains what it finds, in plain language
- Lets you add transactions manually or upload a statement instead
- Lets you disconnect an account or delete your data at any time
What Finzla does not do
- Hold, move or transfer your money — ever
- Make payments or set up direct debits on your behalf
- Rank financial products or assess your eligibility for them
- Provide regulated financial or investment advice
Finzla is a financial wellbeing platform, not a bank. Your money stays with your bank; Finzla provides visibility, education and tools around it.
How Finzla handles other providers
What Finzla does
- May show you relevant products and services offered by third parties
- Names the provider, so you always know whose product it is
- Discloses where Finzla has a commercial relationship with a provider
- Leaves the decision, the application and the relationship with you
What Finzla does not do
- Provide, own, underwrite or operate any third-party product
- Rank providers or claim any of them is the best option for you
- Assess your eligibility or make an application on your behalf
- Give regulated financial, credit or investment advice
Any product available through Finzla is provided by a third party and remains subject to that provider's own terms, conditions and eligibility criteria. Finzla is a financial wellbeing platform, not a bank, broker or adviser — if your situation calls for regulated advice, seek it independently.
Explore the capabilities
Each capability above has a page of its own, and the education material stands on its own too.
- How Finzla WorksThe three steps, from connection to insight.
- Financial InsightsCategories, commitments, trends and prompts.
- Planning & BudgetingTurning a clear picture into a plan you will keep.
- Financial EducationHow lessons sit next to your own numbers.
- Education HubThe lessons, calculators and guides themselves.
- Financial WellbeingThe model all of this is built around.
- Security & PrivacyRead-only access, encryption, and how to revoke at any time.
- FAQThe questions people ask before connecting.