The tools to build better financial habits.
A practical set of education, visibility and decision-support features for individuals and organisation-sponsored access.
Good morning
Amara
₦6,344.34
Zenith Bank
Guaranty Trust Bank
Kuda Bank3 connectedYour Finzla
Everything in one place
- Household PlannerThe main calculator, saved to your account
- Spending insightsWhere your money is going
- Recurring expensesCommitments and upcoming costs
- Personalised nudgesPrompts based on your circumstances
- Financial TipsShort lessons and quizzes
You choose what Finzla can see, and can withdraw it at any time.
- Employee privacy controls
- Web and mobile access
Financial education
Learn through clear lessons and practical guidance designed for everyday decisions.
1Budgeting basics2Recurring bills3Debt basicsCalculators
Explore savings, budgets, investments and mortgage scenarios before making decisions.
Monthly amount₦250.00Over5 yearsTotal saved₦15,000.00
How Finzla Works
Three simple steps to smarter financial behaviour
Good morning
Amara
₦6,344.34
Zenith BankGuaranty Trust BankKuda Bank3 connected₦3,200.00
₦1,842.60
Where it went
- Groceries₦162.30
- Utilities₦113.20
- Pharmacy₦87.20
- Dining₦68.50
- Airtime₦68.50
Connect an account
Read-only access- Zenith BankZenith Bank
- Guaranty Trust BankGuaranty Trust Bank
- Kuda BankKuda BankLinking…
Access BankAccess BankConnect
MoniepointMoniepointConnect
Finzla never holds or moves your money. Disconnect any account at any time.
- 1
Secure Bank Connection/Statement Upload
Safely connect your bank accounts with read-only access.
- 2
Clear Financial Picture
See income, spending, and commitments together for a more complete view.
- 3
Timely Prompts
Receive useful prompts to help you stay on track and avoid common financial pitfalls.
Build understanding one topic at a time.
Explore practical lessons designed to help you ask better questions and make more informed everyday decisions.
Budgeting basics
Understand income, spending and simple ways to plan your money.
Recurring bills
Recognise regular commitments and prepare for upcoming costs.
Debt basics
Learn common debt terms, repayment concepts and questions to consider.
Insurance basics
Build a foundation for understanding cover, exclusions and key terms.
Home ownership basics
Explore common costs and concepts involved in planning for a home.
Scam awareness
Spot common warning signs and pause before sharing information or money.
General education only: Finzla education is general information for learning and awareness. It is not personalised financial, legal or investment advice.
Make more confident decisions.
With a clearer understanding of your finances.
- Know where your money is going
- Stay ahead of upcoming expenses
- Avoid unexpected shortfalls
- Build consistency over time
Your prompts
You’ve spent more on Eating Out this month than last.
Coming up
Next 7 days- 1RentDue 1 Jun₦1,200.00
- 4Mobile planDue 4 Jun₦24.00
- 6StreamingDue 6 Jun₦10.99
Prompts are reminders, not advice. You decide what to do next.
Your money stays with your bank. Finzla simply helps you use it better.
Start Improving Financial Decisions Today
Whether you're an individual looking for clarity or an organisation seeking measurable outcomes, Finzla is built for you.